About the Role
CredPal is an innovative fintech solution committed to transforming consumer credit by making purchases and installment payments seamless. We are seeking an experienced Treasury Management Officer to support our daily treasury operations, focusing on cash-flow management, liquidity planning, and working capital optimization across Nigeria.
Key Responsibilities- Monitor daily cash positions across bank accounts, wallets, and payment channels to ensure adequate liquidity for lending and operations.
- Maintain accurate short- and long-term cash-flow forecasts, tracking expected inflows, collections, and disbursements.
- Manage day-to-day banking relationships, fund allocations, placements of surplus cash, and foreign exchange requirements.
- Collaborate with Finance, Credit, and Product teams to ensure seamless funding for credit-card and installment-loan activities.
- Prepare comprehensive daily and weekly treasury reports covering cash utilization, liquidity risks, and variances.
- Ensure strict compliance with internal financial controls, regulatory frameworks, and approval workflows.
- Bachelor's degree in Finance, Accounting, Economics, Banking & Finance, or a related discipline.
- Minimum of 4 years of relevant experience in treasury, corporate finance, or financial operations, preferably within Nigerian fintech or banking.
- Strong practical knowledge of liquidity planning, cash-flow modeling, and working capital management.
- Advanced proficiency in Microsoft Excel and financial reporting tools.
- Relevant professional certifications such as ACA, ACCA, ICAN, CFA, or CTP are an added advantage.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance and wellness benefits.
- Opportunities for rapid career growth in a dynamic fintech scale-up.
- Collaborative and innovative work environment with hybrid work flexibility.