About the Role
Polaris Bank Limited is one of Nigeria's leading Financial Institutions and a Systematically Important Bank (SIB) committed to promoting customer convenience and lifestyle through innovative electronic banking solutions. We are currently seeking a dynamic and results-driven professional to take on the role of Team Lead Commercial Banking Officer in Kano.
In this strategic leadership position, you will spearhead commercial lending initiatives, nurture high-value client relationships, and ensure seamless branch operations while adhering to regulatory standards and driving profitability across our retail and commercial product portfolios.
Key Responsibilities- Lead the development, risk analysis, and performance tracking of retail and commercial banking products to meet market demands.
- Drive strategic client acquisition, relationship management, and retention through tailored financial solutions and regular stakeholder engagements.
- Conduct comprehensive credit risk assessments, financial statement analysis, and structure credit proposals and loan facilities.
- Oversee branch operations, cash management, vault security protocols, and implement process improvements for enhanced customer experience.
- Proactively resolve customer complaints, leveraging feedback to optimize service delivery and identify cross-selling opportunities.
- Monitor fintech trends and digital banking developments to recommend operational enhancements and promote digital channel adoption.
- Collaborate with internal teams to ensure compliance with banking operations policies, procedures, and regulatory requirements.
- Bachelor's degree in Banking and Finance, Economics, Business Administration, or a related field.
- Minimum of 5 to 8 years of cognate experience in commercial banking, credit analysis, or relationship management.
- Relevant professional qualifications such as CIBN, ICAN, ACA, or ACCA are strongly preferred.
- Demonstrated expertise in credit underwriting, commercial lending, and team leadership.
- Exceptional communication, interpersonal, and strategic problem-solving skills.
- Competitive salary and performance-based incentive structure.
- Comprehensive health insurance and medical benefits for employees and dependents.
- Opportunities for continuous professional development and career advancement.
- A collaborative and dynamic work environment within a leading financial institution.