About the Role
Polaris Bank Limited is one of Nigeria's leading financial institutions and a Systematically Important Bank (SIB) committed to promoting customer convenience and lifestyle through a wide range of innovative electronic banking solutions. We are currently seeking a dynamic, results-driven, and experienced professional to join our team as the Team Lead Commercial Banking Officer in Gombe. In this leadership role, you will champion commercial lending, spearhead client relationship management, and drive exceptional branch operations to achieve our strategic business objectives.
Key Responsibilities- Develop and propose retail and commercial banking products, analyzing associated risks, profitability, and market impact.
- Lead strategic selling initiatives, conduct regular client meetings, and nurture long-term relationships with key accounts.
- Evaluate customer financial strength, perform credit underwriting, and structure credit proposals in compliance with credit risk management policies.
- Resolve customer complaints independently, turning feedback into opportunities to enhance service delivery and customer-centricity.
- Ensure branch operations and banking procedures run smoothly while adhering strictly to internal policies and regulatory requirements.
- Monitor digital banking trends and collaborate with internal units to optimize digital channels and eCommerce financial products.
- Drive commercial lending processes, identify cross-selling opportunities, and deliver comprehensive financial solutions to businesses.
- Bachelor degree in Banking & Finance, Economics, Business Administration, or a related field.
- Minimum of 5 to 8 years of cognate commercial banking and relationship management experience.
- Relevant professional qualifications such as CIBN, ICAN, ACA, or ACCA will be an added advantage.
- Demonstrated expertise in credit risk management, financial analysis, and commercial lending processes.
- Exceptional leadership, interpersonal, communication, and problem-solving skills.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance and wellness programs.
- Opportunities for continuous professional development and career advancement.
- A collaborative and dynamic work environment within a leading Nigerian bank.