About the Role
Polaris Bank Limited, a leading Systemically Important Bank in Nigeria, is looking for a driven and results-oriented SME Officer to join our team in Ebonyi. In this exciting role, you will play a pivotal part in empowering small and medium-scale enterprises by delivering exceptional banking solutions, driving credit portfolio growth, and fostering long-term client relationships. If you are passionate about financial inclusion and business growth, this is your opportunity to build a rewarding career with a top-tier Nigerian financial institution.
Key Responsibilities- Drive business growth within the SME segment through aggressive customer acquisition and seamless onboarding.
- Develop and maintain strong, strategic relationships with SME clients, identifying lucrative opportunities for cross-selling and enhanced customer value.
- Assess customer financing needs accurately, prepare comprehensive credit proposals, and proactively monitor loan portfolio performance.
- Achieve aggressive growth targets in loans, deposits, and non-interest revenue in alignment with organizational goals.
- Ensure strict compliance with credit, operational, KYC, AML, and regulatory standards at all times.
- Analyze market trends, competitor activities, and emerging business opportunities to maintain a competitive edge in the Ebonyi SME sector.
- Collaborate effectively with internal stakeholders to guarantee efficient customer service and outstanding operational excellence.
- Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related discipline.
- 2 to 5 years of proven experience in SME, Commercial, or Business Banking, direct sales, or relationship management.
- Demonstrated expertise in customer acquisition, rigorous credit analysis, and active portfolio management.
- Deep understanding of the Nigerian SME banking landscape, regulatory requirements, and local market dynamics in Ebonyi.
- Exceptional communication, negotiation, and interpersonal skills.
- Competitive salary and performance-based incentive structure.
- Comprehensive health insurance and wellness benefits for employees and dependents.
- Continuous professional development through world-class training programs.
- Dynamic, collaborative, and inclusive work culture that promotes career advancement.