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Settlement and Liquidity Officer

Moniepoint Inc. | Lagos, Nigeria

Full-time Posted today 3 views

About the Role

Moniepoint is a premier financial technology company digitizing Africa's real economy by building a robust financial ecosystem for businesses. We provide comprehensive payment, banking, credit, and business management tools designed to empower merchants and drive economic growth. We are currently seeking a proactive and detail-oriented Settlement and Liquidity Officer to join our high-output Treasury team in Nigeria.

Key Responsibilities
  • Coordinate end-to-end settlement of funds across major accounts, ensuring accuracy, compliance, and timeliness.
  • Monitor and forecast daily cash positions across accounts, proactively identifying liquidity risks and opportunities.
  • Collaborate with internal teams and external counterparties to investigate, manage, and resolve failed or pending settlements.
  • Optimize the use of internal and external liquidity lines to minimize idle balances, avoid overdrafts, and support daily operations.
  • Execute comprehensive end-of-day reconciliations and generate accurate settlement reports for stakeholders.
  • Serve as the primary Treasury interface with Operations, ensuring seamless alignment on cash and settlement activities.

Qualifications
  • Bachelor's degree in Finance, Accounting, Economics, or a related quantitative field.
  • Minimum of 2 to 3 years of proven experience in settlement operations, treasury, or liquidity management within a fintech or banking environment.
  • Strong working knowledge of Nigerian payment clearing systems including NIBSS, RTGS, NEFT, and various switching platforms.
  • Advanced proficiency in Microsoft Excel and familiarity with core treasury or core banking systems.
  • Exceptional analytical, problem-solving, and time-management skills with the ability to work under minimal supervision.

Benefits
  • Competitive salary with performance-based incentives and comprehensive health insurance coverage.
  • Opportunities for rapid career growth and professional development within a leading African fintech unicorn.
  • Collaborative, innovative, and high-energy work environment with top-tier industry talent.
  • Pension scheme and other wellness benefits designed to support your financial and personal well-being.

Skills

Settlement Operations Liquidity Management Cash Flow Forecasting Reconciliation NIBSS RTGS Financial Analysis Treasury Management
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