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Risk Strategist - Recovery

Rosabon Financial Services | Lagos, Nigeria

Full-time Posted today 3 views

About the Role

Rosabon Financial Services Limited, Nigeria's premier financial intermediary and equipment leasing firm and a proud subsidiary of Concept Group Nigeria, is expanding its Risk Management team. We are looking for an experienced Risk Strategist - Recovery to leverage data, advanced analytics, and strategic thinking to minimize credit losses, strengthen our credit portfolio, and drive informed business decisions across our operations.

Key Responsibilities
  • Develop and execute comprehensive recovery, settlement, and restructuring strategies to optimize portfolio quality.
  • Analyze the root causes of customer defaults and portfolio losses to inform future lending guidelines.
  • Recommend effective settlement, loan restructuring, and legal recovery approaches based on rigorous financial data.
  • Collaborate cross-functionally with legal teams, external recovery agents, and internal stakeholders to streamline debt recovery.
  • Provide actionable insights and predictive analytics that continuously improve future lending and credit risk decisions.
Qualifications
  • Bachelor's Degree in Finance, Accounting, Economics, Statistics, Mathematics, or a related quantitative field.
  • 5 to 8 years of proven professional experience in Loan Recovery, Credit Risk, Loan Restructuring, or Portfolio Management.
  • Strong analytical, investigative, and high-level negotiation skills with a deep understanding of the Nigerian financial landscape.
  • Prior working experience in banking, fintech, or non-banking financial services is strongly preferred.
Benefits
  • Competitive salary package commensurate with industry standards and your level of experience.
  • Opportunities for professional growth and career advancement within a leading financial institution.
  • Comprehensive health insurance and wellness benefits.
  • A collaborative, innovative, and dynamic work environment that values excellence and integrity.

Skills

Loan Recovery Credit Risk Management Loan Restructuring Portfolio Management Data Analysis Negotiation Financial Analysis Risk Assessment
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