About the Role
Assets Microfinance Bank is growing to become a leading, transparent, customer-centric digital bank committed to value-based banking for all Nigerians. We are seeking a dynamic and results-driven Relationship Manager to join our high-performing team. In this pivotal role, you will be responsible for attracting and securing deposits—including fixed deposits and CASA—from individuals, businesses, and organizations. Your primary objective will be to grow our deposit base against assigned targets, ensuring the steady availability of funds to support our expanding lending and banking operations.
Key Responsibilities- Actively identify and pursue opportunities to attract new depositors and grow the bank's deposit base against assigned targets.
- Implement targeted marketing strategies and campaigns to promote deposit products and services to potential customers.
- Build and maintain robust relationships with existing clients to encourage repeat business, balance growth, and valuable referrals.
- Assess customers' financial needs, risk tolerance, and investment objectives to recommend suitable deposit products.
- Process account applications, complete required documentation, and ensure strict compliance with regulatory requirements, including KYC and AML standards.
- Present fixed deposit and CASA offerings persuasively, highlighting key features, competitive advantages, and benefits.
- Drive cross-selling initiatives for other banking products and services to deepen overall customer relationships.
- Monitor performance against assigned targets, escalating shortfalls and proposing actionable corrective measures.
- Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related field.
- Minimum of 4 to 6 years of proven experience in relationship management, sales, or deposit mobilization within a Nigerian bank or financial institution.
- Demonstrated track record of consistently meeting or exceeding deposit and sales targets.
- Comprehensive understanding of banking products, particularly fixed deposits, current accounts, and savings accounts.
- Strong knowledge of KYC, AML, and regulatory compliance frameworks for account opening.
- Exceptional interpersonal, communication, negotiation, and networking skills, with an existing client base being a distinct advantage.
- High level of integrity, professionalism, and dedication to excellent customer service.
- Competitive salary with attractive performance-based incentives and commissions.
- Comprehensive health insurance and wellness coverage.
- Opportunities for professional development, continuous learning, and career advancement within a growing digital bank.
- A collaborative, innovative, and ethical work culture that values transparency and stakeholder impact.