About the Role
Kaylog Business Support Limited is seeking a dynamic and analytical Portfolio Manager / Credit Support Officer to join our expanding public sector unit. In this vital role, you will ensure operational excellence, drive credit compliance, and manage loan portfolios for clients in the public service and paramilitary sectors across Idiroko, Ifo, Ilaro, Ota, Igbogila, and Owode.
Key Responsibilities- Conduct independent credit reviews of loans granted to public servants and paramilitary personnel to ensure strict compliance with approved credit policies and risk appetite.
- Evaluate credit appraisal quality, including income stability, length of service, retirement horizon, and debt service capacity.
- Verify the authenticity and completeness of borrower documentation, such as employment confirmations, payroll slips, service numbers, and retirement dates.
- Assess and validate payroll deduction arrangements and check-off mandates to guarantee repayment sustainability.
- Monitor the performance of the public sector loan portfolio, identifying delinquency trends and early warning signals.
- Provide advisory support and capacity building to relationship officers on public sector credit risk management.
- Minimum of an SSCE qualification.
- Proven working experience in microfinance, banking, or financial services.
- Strong leadership, team management, and strategic planning abilities.
- Excellent analytical skills with a solid understanding of credit risk and regulatory frameworks.
- Readiness to relocate or open to work across our designated operational locations.
- Competitive salary with performance-based incentives and target bonuses.
- Comprehensive Health Maintenance Organization (HMO) coverage.
- Free accommodation provided for staff.
- Exciting opportunities for career growth and professional development in financial services.