About the Role
Regent Microfinance Bank Limited, a Central Bank of Nigeria-licensed institution, is looking for a dynamic and results-driven Micro Credit Loan Officer to join our growing team. In this role, you will play a crucial part in empowering Small and Medium Scale Enterprises, traders, and farmers by providing tailored financial solutions and exceptional service delivery.
Key Responsibilities- Source, evaluate, and onboard potential clients for microcredit loans while promoting bank products.
- Conduct thorough credit appraisals and risk assessments to determine client repayment capacity.
- Maintain accurate and timely documentation for all loan applications, approvals, and disbursements.
- Monitor loan utilization and actively follow up on repayments to maintain a healthy portfolio quality.
- Build and sustain strong client relationships to enhance customer satisfaction and retention.
- Collaborate closely with credit and recovery teams to manage and resolve delinquent accounts.
- Prepare periodic reports on loan performance, client feedback, and emerging market trends.
- Minimum of an OND, HND, or B.Sc. in Finance, Banking, Economics, Business Administration, or a related field.
- 1 to 3 years of proven experience in microcredit, loan processing, or related financial roles.
- Strong understanding of micro-lending principles, credit analysis, and risk management.
- Excellent communication, negotiation, and interpersonal skills with deep local market knowledge.
- Proficiency in Microsoft Office applications including Excel, Word, and PowerPoint.
- Demonstrated integrity, strong attention to detail, and the ability to work independently.
- Competitive compensation package with attractive performance-based incentives.
- Continuous learning and professional development opportunities in a thriving sector.
- A supportive, collaborative, and innovative work environment.
- Clear pathways for career advancement and growth within the bank.