About the Role
PalmPay is building a revolutionary ecosystem to provide millions of customers with the best choice and value in digital and financial services. We are creating unique experiences for our customers and offering scale to our partners to reach new audiences. We are currently looking for driven Loan Sales Officers to join our growing team across Lagos, Oyo, Ogun, Osun, Ekiti, and Kwara states, playing a pivotal role in expanding our credit portfolio and driving financial inclusion across Nigeria.
Key Responsibilities- Identify and acquire new loan customers through targeted field marketing, direct outreach, and client referrals.
- Promote and sell PalmPay loan products effectively to diverse individuals and growing businesses.
- Conduct foundational credit assessments and ensure meticulous documentation of all loan applications.
- Follow up proactively on loan disbursements, repayments, and outstanding balances.
- Maintain accurate and up-to-date records of all client interactions, field visits, and financial transactions.
- Ensure strict compliance with the organization's credit policies, risk frameworks, and operational procedures.
- Consistently meet and exceed assigned monthly and quarterly sales and lending targets.
- Build and nurture strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of an OND, HND, or B.Sc in any relevant academic discipline.
- Proven professional experience in sales, business development, preferably within the banking, fintech, or microfinance sector.
- Strong interpersonal, communication, and negotiation skills tailored for diverse local markets.
- Highly target-driven mindset with an unwavering passion for field sales and results.
- Demonstrated ability to work independently with minimal supervision as well as collaboratively within a vibrant team.
- In-depth knowledge of the local market and business environment within the assigned state.
- Competitive base salary paired with highly rewarding performance-based commission structures.
- Opportunities for rapid career advancement within a leading African fintech company.
- Comprehensive health insurance coverage and other staff welfare benefits.
- Continuous professional development through specialized sales and financial services training programs.