About the Role
PalmPay is rapidly expanding its digital financial ecosystem and seeking a dynamic, results-driven Loan Sales Officer to join our vibrant team in Kaduna. In this role, you will be instrumental in bridging the financial gap for individuals and small businesses by introducing them to our tailored credit solutions. If you possess a passion for sales, a deep understanding of the local market, and a drive to exceed targets, this is your opportunity to build a rewarding career with one of Africa's fastest-growing fintech companies.
Key Responsibilities- Identify and acquire new loan customers through active field marketing, networking, and direct referrals.
- Promote and sell PalmPay loan products to eligible individual consumers and small business owners.
- Conduct preliminary credit assessments and ensure accurate documentation of all loan applications.
- Monitor and follow up on loan disbursements and timely repayments to maintain a healthy portfolio.
- Maintain comprehensive and accurate records of all client interactions, field visits, and transactions.
- Ensure strict compliance with internal credit policies, risk management guidelines, and regulatory frameworks.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and nurture strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of an OND, HND, or B.Sc in any relevant academic discipline.
- Proven professional experience in sales, business development, preferably within the banking, microfinance, or fintech sectors.
- Exceptional interpersonal, communication, and negotiation skills.
- Strong target-driven mindset with an unwavering passion for field sales and marketing.
- Demonstrated ability to work independently with minimal supervision while collaborating effectively within a larger team.
- Sound knowledge and familiarity with the local market and business environment in Kaduna.
- Competitive base salary with lucrative, performance-based commission structures and bonuses.
- Comprehensive health insurance and medical benefits.
- Dynamic, fast-paced work environment with clear pathways for career growth and professional development.
- Continuous training and mentorship from experienced fintech and banking professionals.