About the Role
PalmPay is building a dynamic ecosystem to provide millions of customers with the best choice and value in digital and financial services. We are creating new and unique experiences for our customers while offering scale to our partners to reach new audiences. We are currently looking for a dynamic and motivated Loan Sales Officer to join our growing team in Edo, driving financial inclusion and business growth across the region.
Key Responsibilities- Identify and acquire new loan customers through proactive field marketing, direct outreach, and strategic referrals.
- Promote and sell PalmPay's competitive loan products to eligible individuals and local businesses.
- Conduct basic credit assessments and ensure accurate documentation and processing of all loan applications.
- Follow up efficiently on loan disbursements and monitor repayment schedules to maintain portfolio health.
- Maintain comprehensive and accurate records of all client interactions, sales pipelines, and transactions.
- Ensure strict compliance with the company's credit policies, regulatory guidelines, and internal procedures.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and maintain strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of an OND, HND, or Bachelor's degree in any relevant discipline.
- Proven professional experience in sales, business development, preferably within the banking, fintech, or microfinance sector.
- Strong communication, persuasion, and negotiation skills to engage diverse customer segments.
- Highly target-driven with a resilient, competitive spirit and a genuine passion for sales.
- Demonstrated ability to work independently in the field as well as collaboratively within a team.
- In-depth knowledge of the local Edo market, consumer behavior, and regional business environment.
- Basic understanding of credit analysis and risk evaluation principles.
- Competitive base salary with attractive, uncapped commission structures and performance-based bonuses.
- Comprehensive health insurance coverage and other staff welfare benefits.
- Opportunities for rapid career advancement and professional growth within a leading fintech multinational.
- Continuous training and development programs to sharpen your sales and financial services expertise.
- A collaborative, fast-paced, and innovative work environment that rewards excellence.