About the Role
PalmPay is rapidly expanding its digital and financial services ecosystem, and we are looking for a dynamic Loan Sales Officer to join our field team in Akwa Ibom. In this role, you will play a crucial part in driving our financial inclusion mission by connecting individuals and businesses with accessible credit solutions. If you are a proactive sales professional with a passion for the financial sector, we want you on our team.
Key Responsibilities- Identify and acquire new loan customers through targeted field marketing, direct outreach, and client referrals.
- Promote and sell PalmPay loan products effectively to diverse individuals and growing businesses.
- Conduct basic credit assessments and ensure the proper collection and documentation of all loan applications.
- Follow up proactively on loan disbursements, monitor repayment schedules, and minimize default rates.
- Maintain accurate and up-to-date records of all client interactions, field visits, and financial transactions.
- Ensure strict compliance with internal credit policies, risk management guidelines, and regulatory procedures.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and maintain strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of OND, HND, or B.Sc in any relevant academic discipline.
- Proven professional experience in sales, business development, preferably within the banking, fintech, or microfinance sector.
- Strong interpersonal, communication, and negotiation skills.
- Highly target-driven with a resilient, energetic, and passion-filled approach to sales.
- Demonstrated ability to work independently in the field as well as collaboratively within a team.
- In-depth knowledge of the local Akwa Ibom market, consumer behavior, and regional business environment.
- Competitive base salary paired with a lucrative, performance-based commission structure.
- Comprehensive health insurance and wellness benefits.
- Dynamic, fast-paced work environment with extensive opportunities for career advancement.
- Continuous professional training and mentorship from experienced industry leaders.