About the Role
Nairapoint Finance Limited is seeking a detail-oriented and vigilant Internal Control & Fraud Officer to safeguard company assets, mitigate operational and credit risks, monitor financial transactions, and prevent fraudulent activities across our innovative digital lending and wealth management platforms in Nigeria.
Key Responsibilities- Perform regular audits of loan portfolios, credit approvals, deposit accounts, and expense transactions to ensure absolute operational compliance.
- Monitor digital transaction logs, merchant settlement pipelines, and POS/Agency banking channels to proactively flag and investigate suspicious activities.
- Assess internal operational workflows and recommend policy upgrades to prevent financial slippage, data breaches, and systemic vulnerabilities.
- Investigate internal and external fraud claims, analyze transaction anomalies, compile forensic reports, and recommend disciplinary or legal actions.
- Verify compliance with CBN regulations, NDPR rules, anti-money laundering (AML) laws, and know-your-customer (KYC) onboarding protocols.
- Bachelor's Degree in Accounting, Finance, Cybersecurity, Criminology, or a related field.
- Relevant professional certifications such as CFE, ICAN, ACCA, or CISA are highly valued.
- 2 to 4 years of direct experience in internal control, audit, forensic accounting, or fraud management within a Fintech, Microfinance Bank, or Commercial Bank.
- Strong knowledge of digital lending risks, payment gateway vulnerabilities, mobile wallet fraud patterns, and transaction monitoring tools.
- Advanced analytical skills with proficiency in data analytics tools, SQL, Excel, or specialized audit software.
- Competitive salary with performance-based bonuses.
- Comprehensive health insurance coverage.
- Opportunities for professional development and certifications.
- A collaborative and dynamic work environment at a fast-growing Nigerian fintech.