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Head, Domestic Switching & Terminal Operations

Unified Payment Services Limited | Lagos, Nigeria

Full-Time Posted today 1 view

About the Role

Unified Payment Services Limited (UP®), Nigeria's premier Payments & Financial Technology company founded in 1997, is seeking an experienced and dynamic Head, Domestic Switching & Terminal Operations. In this critical leadership role, you will oversee end-to-end domestic transaction switching, routing, settlement, and POS terminal lifecycle management, ensuring optimal system reliability and exceptional service delivery across our shared infrastructure platforms.

Key Responsibilities
  • Manage end-to-end domestic transaction switching, routing, and real-time uptime optimization across multiple channels including POS, Web, Mobile, and ATM.
  • Supervise POS and terminal lifecycle management, deployment, firmware updates, and vendor coordination to maximize merchant satisfaction and field efficiency.
  • Oversee daily transaction settlements, error-free reconciliations, and efficient chargeback and dispute management in line with regulatory timelines.
  • Ensure strict adherence to CBN, NIBSS, PTSP/PTSA standards, and implement robust operational controls to mitigate fraud and security risks.
  • Collaborate with engineering teams to drive switching architecture enhancements, API integrations, and data-driven process automation.
  • Lead, mentor, and build capacity within the Switching and Terminal Operations team to foster a culture of agility and high performance.
  • Engage proactively with partner banks, card schemes (Verve, Visa, Mastercard), and key stakeholders to resolve operational escalations.
Qualifications
  • Bachelor's degree in Computer Science, Information Systems, Finance, or a related discipline (Master's degree or MBA is an advantage).
  • Minimum of 10 years of professional experience in payment operations, electronic banking, or transaction switching, with at least 3 years in a senior leadership role within a fintech or Payment Service Provider (PSP).
  • Deep expertise in CBN and NIBSS regulatory frameworks, PTSP/PTSA compliance, and card scheme standards.
  • Proven track record of managing high transaction volumes, minimizing switching downtime, and executing accurate financial reconciliations.
  • Exceptional leadership, stakeholder management, analytical, and problem-solving skills.
Benefits
  • Competitive salary and performance-based incentives.
  • Comprehensive health insurance and wellness coverage.
  • Opportunities for professional development and executive leadership growth.
  • Dynamic, collaborative work environment at the forefront of African fintech innovation.

Skills

Payment Operations Transaction Switching POS Terminal Management Settlement and Reconciliation Regulatory Compliance NIBSS CBN Regulations Team Leadership Risk Management Stakeholder Engagement
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