About the Role
Moniepoint is a premier financial technology company digitizing Africa's real economy by building a comprehensive financial ecosystem for businesses. We provide essential payment, banking, credit, and business management tools designed to help enterprises succeed. As we expand our reach in the South-South region of Nigeria, we are looking for a results-driven Field Credit Officer to onboard businesses, manage credit portfolios, and ensure healthy loan performance through rigorous assessment and physical evaluations.
Key Responsibilities- Identify and onboard viable businesses within your assigned geographical area to open and actively use Moniepoint accounts.
- Review, analyze, and approve or decline loan requests using innovative credit risk assessment tools focusing on the 5Cs of credit.
- Conduct physical visitations to potential borrowers to evaluate business books, inventory, and turnover.
- Meet gross loan portfolio and profitability targets while maintaining a healthy, low-default loan portfolio.
- Monitor active loan performance and provide strategic recommendations to management regarding loan facilities.
- Minimum of an OND in any business-related discipline.
- At least 2 years of proven sales experience in credit products within a financial institution.
- Strong knowledge of credit risk analysis and financial evaluation.
- Must reside within the target locations in the South-South region, including Akwa Ibom, Bayelsa, Cross River, Delta, Edo, or Rivers State.
- Exceptional attention to detail, analytical abilities, and strong interpersonal communication skills.
- Competitive compensation package with performance-based incentives.
- Comprehensive employee benefits and clear pathways for career growth.
- An opportunity to work with Africa's fastest-growing fintech and make a direct economic impact.