About the Role
Moniepoint Inc. is a premier financial technology company digitizing Africa's real economy by building a comprehensive financial ecosystem for businesses. We provide essential payment, banking, credit, and business management tools designed to help enterprises thrive. We are currently looking for a results-driven Field Credit Officer to join our dynamic team across the North East region of Nigeria to drive our credit expansion initiatives.
Key Responsibilities- Identify, engage, and onboard viable businesses within assigned geographical areas across Adamawa, Bauchi, Borno, Gombe, Taraba, and Yobe states to open Moniepoint business accounts.
- Drive optimal account usage and evaluate credit requests by thoroughly analyzing data and applying the 5Cs of credit, with a strong focus on capacity, character, and capital.
- Conduct physical visitations to potential and active borrowers' business locations to assess business books, inventory, and turnover.
- Review, recommend, and make sound decisions on loan applications while monitoring active portfolios to ensure low default rates and high profitability.
- Meet and exceed gross loan portfolio and profitability targets through diligent customer engagement and proactive portfolio management.
- Minimum of an OND in any business-related discipline.
- At least 2 years of proven sales experience dealing with credit products within a financial institution.
- Demonstrable knowledge of credit risk analysis and financial evaluation.
- Must be resident in preferred North East locations including Adamawa, Bauchi, Borno, Gombe, Taraba, or Yobe.
- Exceptional attention to detail, strong analytical capabilities, excellent interpersonal skills, and high resilience.
- Competitive compensation package with performance-based incentives and robust employee benefits.
- Unmatched career growth opportunities within Africa's fastest-growing fintech ecosystem.
- Opportunity to make a tangible, direct impact on small and medium-scale business growth across the region.