About the Role
Ave Maria Multipurpose Investment Limited (AMMIL), a micro-credit institution of the Catholic Diocese of Oyo, is seeking a competent, result-oriented Credit Officer to join our dynamic team. In this role, you will manage end-to-end credit activities to ensure a high-quality loan portfolio and drive business growth across our coverage areas.
Key Responsibilities- Source and develop quality prospective borrowers and business customers.
- Conduct thorough credit appraisals, due diligence, and field visits.
- Prepare comprehensive credit reports in compliance with company policies.
- Monitor disbursed loans and ensure effective post-disbursement supervision.
- Track repayments, identify early delinquency signs, and implement recovery strategies.
- Achieve assigned loan growth, portfolio quality, and collection targets.
- Maintain accurate customer records and build strong client relationships.
- Minimum of NCE or OND in Marketing, Banking and Finance, Economics, Business Administration, or a related field.
- At least 2 years of relevant experience in microfinance, commercial banking, or fintech lending.
- Strong understanding of microfinance lending principles and credit risk management.
- Excellent analytical, communication, marketing, and negotiation skills.
- High level of integrity, accountability, and target-driven mindset.
- Competitive salary with performance-based incentives.
- Professional development and career growth opportunities.
- Supportive, performance-driven work environment.