About the Role
Entourage Integrated Trust Limited, a leading investment company specializing in lending, leasing, venture capital, and microfinance, is looking for a dedicated Credit Officer to join our team in Abeokuta, Ogun State. You will play a crucial role in facilitating seamless lending experiences for our clients across locations such as Asero, Obantoko, Shomorin, Elega, Odo Eran, and Ita Oshin while managing organizational risk.
Key Responsibilities- Review loan requests and assess clients' financial status thoroughly.
- Evaluate creditworthiness, calculate risk ratios, and approve or reject loan applications.
- Contact clients to gather required financial data, documentation, and set up clear payment plans.
- Maintain updated records of all loan applications and monitor the progress of existing loans.
- Handle daily and weekly repayment collections effectively.
- Follow up with clients regarding loan renewals and maintain exceptional customer service standards.
- NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field.
- Proven work experience as a Credit Officer, Loan Officer, or similar financial role.
- Strong hands-on experience with lending procedures and financial products.
- Proficiency in creating and processing financial spreadsheets with strong analytical skills.
- Excellent communication, negotiation, and interpersonal skills.
- Starting Salary of NGN 112,000 per month.
- Bi-annual Profit Sharing and comprehensive HMO coverage.
- Flexible working hours from 11:00 AM to 6:00 PM.
- Yearly performance appraisals with regular salary reviews.