About the Role
The Concept Group is expanding its financial analytics team and looking for a dynamic Credit Data Analyst to join us in Lagos, Nigeria. As a tested guiding light built on the pillars of great people, continuous innovation, and an ideal culture, we offer a stimulating environment where your analytical skills will directly influence our strategic growth and credit risk management.
Key Responsibilities- Analyze complex credit data and financial portfolios to identify trends, patterns, and potential risk factors.
- Develop, maintain, and enhance credit risk scorecards, predictive models, and analytics dashboards.
- Collaborate with cross-functional teams in the financial services sector to evaluate lending policies and credit approval processes.
- Generate comprehensive daily, weekly, and monthly reports on portfolio performance and asset quality for executive management.
- Conduct thorough data mining and statistical analysis to support proactive debt recovery and portfolio optimization strategies.
- Ensure data integrity and compliance with relevant industry regulations and internal risk frameworks.
- Bachelor's degree in Statistics, Economics, Mathematics, Computer Science, Finance, or a related quantitative field.
- 3 to 5+ years of proven professional experience in credit analytics, risk analytics, or advanced data analysis.
- Mandatory working experience within the financial services industry.
- Proficiency in data analysis tools and programming languages such as SQL, Python, R, or advanced Excel.
- Strong understanding of credit risk metrics, financial modeling, and regulatory frameworks.
- Exceptional problem-solving abilities with high attention to detail and strong communication skills.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance coverage.
- Continuous professional development and training opportunities.
- Collaborative, innovative, and dynamic work environment.