About the Role
Polaris Bank Limited, a leading Systemically Important Bank in Nigeria, is seeking a results-driven Commercial Banking Officer to join our vibrant team in Oyo. In this pivotal role, you will blend financial acumen with exceptional client relationship management to ignite business growth, develop bespoke financial solutions, and uphold portfolio integrity.
Key Responsibilities- Cultivate and manage strategic partnerships with commercial clients, delivering customized banking solutions.
- Transform transactional interactions into trusted advisory relationships generating long-term value.
- Perform in-depth financial analysis, viability assessments, and cash flow projections.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters.
- Proactively identify and convert new business opportunities to expand the bank's commercial footprint in Oyo.
- Monitor portfolio performance with a vigilant eye for early risk indicators and mitigation strategies.
- Maintain unwavering adherence to banking regulations, compliance requirements, and industry best practices.
- Collaborate seamlessly with internal teams to deliver an unparalleled client experience.
- Bachelor's degree in Finance, Accounting, Economics, or a related field; advanced degree or professional certification is an advantage.
- Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- Proven track record in credit analysis, portfolio management, and business development.
- Strong command of commercial banking products and the Nigerian regulatory landscape.
- Exceptional communication, negotiation, and presentation skills.
- Competitive compensation package with attractive performance incentives.
- Significant professional growth opportunities within a dynamic financial institution.
- A supportive work culture that champions innovation and strategic thinking.
- Opportunity to work with a diverse portfolio of growing businesses and make a tangible economic impact.