About the Role
Polaris Bank Limited, a leading Systemically Important Bank in Nigeria, is seeking a dynamic and results-driven Commercial Banking Officer to join our team in Imo State. In this strategic role, you will blend financial acumen with exceptional client relationship management to ignite business growth, develop bespoke financial solutions, and uphold portfolio integrity.
Key Responsibilities- Cultivate and manage strategic partnerships with commercial clients, delivering customized banking solutions tailored to complex business needs.
- Transform transactional interactions into trusted advisory relationships, generating long-term value for clients.
- Perform in-depth financial analysis, viability assessments, and interpret financial statements and cash flow projections with precision.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters.
- Proactively identify and convert new business opportunities, leveraging your robust local network to expand the bank's commercial footprint in Imo.
- Monitor portfolio performance for early risk indicators and implement proactive mitigation strategies.
- Maintain unwavering adherence to banking regulations, compliance requirements, and industry best practices.
- Collaborate seamlessly with internal teams to coordinate complex financial solutions and deliver an unparalleled client experience.
- Bachelor's degree in Finance, Accounting, Economics, or a related field; advanced degrees or professional certifications are an added advantage.
- Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- Proven track record in credit analysis, portfolio management, and successful business development within the Nigerian financial sector.
- Strong command of commercial banking products, credit structuring, and the regulatory landscape.
- Exceptional communication, negotiation, presentation, and stakeholder management skills.
- Competitive compensation package with attractive performance-based incentives.
- Significant professional growth opportunities within a dynamic and innovative banking environment.
- Opportunity to work with a diverse portfolio of businesses and make a tangible economic impact.
- Supportive corporate culture that champions strategic thinking, collaboration, and continuous learning.