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Collection & Recovery Lead

Strivo Labs | Lagos, Nigeria

Full-time Posted today 1 view

About the Role

Strivo Labs is a dynamic digital solutions provider helping businesses scale with speed and precision. We are currently looking for a results-driven Collections & Recovery Lead to manage our device financing debt recovery portfolio, lead a dedicated team, and implement robust collection strategies across Nigeria.

Key Responsibilities
  • Lead the end-to-end collections and recovery process for device financing accounts from early delinquency to write-off recommendations.
  • Develop and execute structured recovery strategies based on risk tiers, customer profiles, and portfolio performance metrics.
  • Manage, mentor, and hold collections officers and supervisors accountable for daily, weekly, and monthly recovery targets.
  • Identify emerging credit risks, fraud indicators, and default clusters within the portfolio for timely escalation.
  • Manage relationships with third-party recovery agents, legal counsel, and internal cross-functional teams.
  • Prepare comprehensive portfolio risk and recovery reports for senior management.
Qualifications
  • Bachelor’s Degree in Finance, Economics, Business Administration, Accounting, or a related field.
  • 5 to 7 years of relevant experience in debt recovery, collections, or credit risk management.
  • Minimum of 2 years of proven experience leading a collections or recovery team within fintech, microfinance, lending, or device financing.
  • Strong analytical skills with deep proficiency in tracking Portfolio at Risk (PAR) and recovery rates.
  • Relevant professional certifications such as CCCA, CIBN, RIMAN, or CRMI are a strong advantage.
  • Assertive, persistent, and highly target-driven with exceptional negotiation abilities.
Benefits
  • Competitive salary and performance-based incentives.
  • Comprehensive health insurance coverage.
  • Opportunities for professional growth in a fast-paced fintech ecosystem.
  • Dynamic, collaborative, and inclusive work culture.

Skills

Debt Collection Credit Risk Management Team Leadership Negotiation Portfolio Analysis PAR Management Fintech Operations
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