About the Role
LAPO Microfinance Bank Limited is a leading, pro-poor financial institution committed to the social and economic empowerment of low-income households across Nigeria. We are currently seeking an experienced and results-driven State Business Manager to lead our state operations, drive strategic business expansion, and ensure the delivery of exceptional financial services in alignment with our mission of improving lives.
Key Responsibilities- Drive overall business growth, profitability, and market expansion across all branches within the state in alignment with corporate strategy.
- Oversee daily branch operations, ensuring strict compliance with regulatory frameworks and internal management controls to mitigate fraud and minimize losses.
- Spearhead deposit mobilization, customer acquisition, and risk asset growth while strictly managing Non-Performing Loans (NPL) and Portfolio at Risk (PAR) thresholds.
- Lead rural market penetration initiatives, identifying and establishing new strategic, profitable business outlets and touchpoints.
- Manage human and material resources effectively through performance appraisals, coaching, mentoring, and team motivation.
- Review audit and financial reports, ensuring prompt implementation of recommendations and adherence to Operational Risk Self-Assessment (ORSA) controls.
- Represent the institution in strategic stakeholder engagements and foster strong relationships to enhance brand visibility.
- Minimum of a Bachelor's degree or equivalent in a business-related discipline; an MBA or relevant professional qualification is a strong advantage.
- Mandatory Chartered Institute of Bankers of Nigeria (CIBN-MCIB) certification.
- Minimum of 5 years of post-qualification experience, with at least 2 years served at a middle or senior management level within the financial services sector.
- Demonstrated expertise in microfinance operations, branch network management, risk management, and strategic marketing.
- Exceptional leadership, analytical, problem-solving, and interpersonal skills.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance and wellness benefits.
- Opportunities for continuous professional development and career advancement.
- A collaborative and impact-driven work culture dedicated to financial inclusion.