About the Role
Are you an experienced lending professional ready to step into a high-impact leadership role within the Nigerian microfinance sector? We are seeking a results-driven Senior Loan Officer to join our expanding financial institution. In this role, you will transition into strategic branch leadership, combining your deep knowledge of credit assessment, customer acquisition, and portfolio management with team mentorship. You will play a pivotal role in driving financial inclusion, expanding our customer base, and ensuring sustainable portfolio health across our operations.
Key Responsibilities- Lead, supervise, coach, and motivate a high-performing team of Loan Officers to achieve branch objectives.
- Drive aggressive yet sustainable loan portfolio growth while strictly maintaining excellent portfolio quality.
- Set, track, and monitor individual and team lending, recovery, and customer acquisition targets.
- Review complex loan applications and provide expert guidance on credit assessment and proper loan structuring.
- Monitor Portfolio at Risk (PAR), delinquency, arrears, and daily repayment performance closely.
- Develop and support effective recovery and collections strategies for overdue loans to minimize financial loss.
- Conduct regular comprehensive portfolio reviews to identify potential credit risks early and implement corrective measures.
- Bachelor's degree in Banking, Finance, Economics, Business Administration, or a related field.
- Minimum of 4 to 6 years of active lending and credit experience within the Nigerian microfinance or commercial banking sector.
- Proven track record of leadership, team supervision, and driving portfolio performance.
- In-depth understanding of credit risk management, microfinance regulations, and debt recovery strategies.
- Exceptional analytical, communication, interpersonal, and negotiation skills.
- Proficiency in using modern microfinance software and Microsoft Office applications.
- Competitive salary structure with attractive performance-based bonuses and commissions.
- Comprehensive health insurance coverage for employee and dependents.
- Opportunities for professional development, continuous learning, and rapid career advancement.
- A collaborative, dynamic, and growth-oriented work environment.