About the Role
iRecharge Tech-Innovations is a rapidly growing internet-powered distribution platform empowering users across Nigeria to seamlessly purchase virtual products and services, including airtime, mobile data, internet subscriptions, pay-TV, and bulk SMS. We are currently looking for a dynamic and results-driven Senior Executive, Card Services to spearhead the growth, operations, and strategic direction of our card payment solutions. In this pivotal role, you will own the entire card product lifecycle and drive financial performance to strengthen our position in the fintech ecosystem.
Key Responsibilities- Develop and execute the comprehensive card services strategy, driving growth plans and expanding our market footprint in Nigeria.
- Own the end-to-end lifecycle, performance, and user experience of debit, prepaid, credit, virtual, and emerging card products.
- Oversee seamless card issuance, activation, delivery, replacement, renewal, and overall operational processes.
- Manage card settlement, reconciliation, interchange structures, fees, and robust financial controls.
- Lead proactive fraud prevention, dispute resolution, chargebacks, and comprehensive card risk management frameworks.
- Deliver regular, detailed card performance, risk, revenue, and growth reports to executive leadership including the CEO and COO.
- Identify and implement innovative opportunities to boost card adoption, customer satisfaction, operational efficiency, and overall profitability.
- Minimum of a Bachelor's degree in Business Administration, Economics, Banking & Finance, or a related discipline.
- 6-9 years of relevant professional experience in card services, payments, digital banking, fintech, or card product management.
- Proven, demonstrable experience in successfully launching, managing, or scaling a comprehensive card programme.
- Strong, practical understanding of card processing, settlement, reconciliation, fraud mitigation, disputes, and chargebacks.
- Up-to-date knowledge of virtual cards, tokenisation, contactless payments, digital wallets, and modern payment APIs.
- Strong commercial acumen regarding card revenue models, interchange dynamics, processing costs, and product performance metrics.
- Competitive salary and performance-based financial incentives.
- Comprehensive health insurance and wellness coverage.
- Opportunities for rapid career advancement within a high-growth fintech environment.
- Collaborative, innovative, and dynamic work culture.