About the Role
FairMoney is a leading digital financial platform in Nigeria, empowering businesses and individuals with instant loans and modern financial solutions through our innovative mobile and web applications. We are currently looking for a dynamic and results-oriented Senior Relationship Manager – Business Banking to join our expanding team in Rivers State.
Key Responsibilities- Originate and close high-value merchant and SME loan deals across key regional sectors including FMCG, retail, fashion, and electronics.
- Manage end-to-end loan sales execution from prospecting and onboarding to credit documentation and portfolio monitoring.
- Build and actively manage a profitable loan book while ensuring strong utilization and minimal delinquency rates.
- Drive the adoption of offline payment solutions like POS terminals to enhance credit assessment and transaction visibility.
- Monitor daily and monthly KPIs to achieve regional loan volume, value, and revenue targets.
- Bachelor's degree in Sales, Marketing, Finance, Business Administration, or a related discipline.
- Over 8 years of proven experience in merchant lending, SME banking, or fintech credit sales.
- Strong expertise in cash-flow-based lending, merchant underwriting, and managing large lending portfolios of N2B+.
- Exceptional negotiation, communication, and stakeholder management skills.
- Comprehensive private health insurance coverage.
- Attractive performance-based bonuses.
- Competitive pension plan contribution.
- Continuous professional training and career development opportunities.