About the Role
Maurice Xandra Solutions is recruiting on behalf of a prominent digital microfinance bank in Lagos to hire a dynamic and results-driven Relationship Manager - Business Banking. In this role, you will play a pivotal part in driving revenue growth by acquiring new business clients, managing existing portfolios, and promoting innovative banking solutions to SMEs across Nigeria.
Key Responsibilities- Identify, prospect, and acquire new business banking customers through market visits, strategic partnerships, and networking.
- Mobilize low-cost deposits and grow the business liabilities portfolio by promoting savings, current accounts, and investment products.
- Drive credit origination by conducting financial statement analysis, assessing business viability, and preparing comprehensive credit proposals.
- Manage an assigned portfolio of SME and commercial clients, ensuring portfolio health, profitability, and compliance with risk parameters.
- Ensure strict adherence to KYC, AML, and Central Bank of Nigeria (CBN) regulations during customer onboarding and documentation.
- Gather market intelligence, monitor competitor activities, and provide actionable insights to management.
- Bachelor's degree in Business Administration, Finance, Marketing, Economics, or a related field.
- Minimum of 5 years of proven sales and relationship management experience within the Nigerian banking or financial services sector.
- Demonstrated track record of meeting or exceeding aggressive deposit mobilization and credit portfolio targets.
- Robust understanding of business banking products, SME lending, and financial analysis.
- Exceptional negotiation, communication, presentation, and interpersonal skills.
- Relevant professional certifications will be an added advantage.
- Competitive salary and performance-based commission structure.
- Health insurance and wellness benefits.
- Opportunities for professional development and rapid career progression within the digital banking sector.
- A collaborative and innovative work environment in Lagos.