About the Role
United Bank for Africa (UBA) is seeking a dynamic and results-driven Profit Centre Manager to lead our Consumer Loans portfolio. In this pivotal role, you will spearhead business growth, drive consumer lending strategies, and manage a high-performing team to achieve aggressive financial targets across the Nigerian market.
Key Responsibilities- Drive the profitability and overall financial performance of the consumer loans profit centre.
- Develop and execute strategic sales and marketing plans to expand the consumer loan customer base.
- Manage the entire credit lifecycle, ensuring adherence to risk management policies and regulatory guidelines.
- Build and maintain strategic relationships with key stakeholders, corporate partners, and high-value clients.
- Lead, mentor, and supervise a team of relationship managers, sales executives, and digital sales agents.
- Monitor market trends, competitor offerings, and customer feedback to optimize loan products and service delivery.
- Minimum of a First Degree or Bachelor’s Degree in Finance, Business Administration, Economics, or a related discipline.
- Extensive relevant experience in banking, sales, marketing, and relationship management.
- Proven track record in SME or commercial banking and digital sales within the financial sector.
- Strong leadership capabilities with excellent negotiation, analytical, and communication skills.
- Deep understanding of the Nigerian consumer lending landscape and credit risk management.
- Competitive salary with performance-based bonuses and incentives.
- Comprehensive health insurance and wellness programs.
- Opportunities for professional development and career advancement within a leading pan-African bank.
- Dynamic and collaborative work environment.