About the Role
At Renmoney, we believe finance should be simple, useful, and accessible to everyone. We are currently scaling our Offline Lending business in Nigeria and looking for a dynamic Product Manager to own the product end-to-end—spanning acquisition, loan origination, repayment, collections, and overall portfolio performance. If you are a hands-on product leader with deep expertise in the Nigerian lending market and a passion for financial inclusion, this is an exceptional opportunity to drive measurable impact within 6 to 8 weeks.
Key Responsibilities- Own the Offline Lending product lifecycle end-to-end across acquisition, origination, and collections.
- Optimize loan products, eligibility, pricing, limits, tenor, and approval workflows.
- Improve customer acquisition through physical branches, field teams, agents, and alternative offline channels.
- Drive portfolio growth while actively maintaining healthy PAR, NPL, default, and profitability metrics.
- Collaborate closely with Risk, Credit, Operations, Collections, Data, Engineering, and Commercial teams.
- Leverage data-driven insights to improve approval rates, turnaround times, repayment rates, and unit economics.
- 4 to 7 years of professional Product Management or Product Ownership experience.
- Strong, demonstrated experience working with lending products within the Nigerian market.
- Hands-on experience managing offline, branch-led, or field-based lending operations.
- Comprehensive understanding of credit assessment, underwriting, loan origination, repayment, and collections.
- Deep familiarity with portfolio management and core lending metrics including PAR, NPL, default, yield, and loss rates.
- Background in fintech, microfinance banking, traditional banking, consumer finance, or digital lending.
- Competitive salary paired with attractive performance-based bonuses.
- Comprehensive health insurance coverage for your peace of mind.
- Generous paid time off with 25+ vacation days and personal days.
- Dedicated personal development plan to accelerate your career growth.
- Join a diverse, inclusive, and fast-paced team shaping the future of fintech in Nigeria.