About the Role
PalmPay is rapidly expanding its digital financial ecosystem and seeking a dynamic and target-driven Loan Sales Officer to join our team in Abia. In this role, you will play a crucial part in expanding our customer base, promoting accessible credit solutions, and driving financial inclusion across local markets. We offer a fast-paced, growth-oriented environment where your sales expertise will directly impact our business success and empower individuals and businesses.
Key Responsibilities- Identify and acquire new loan customers through strategic field marketing, direct outreach, and client referrals
- Promote and sell PalmPay loan products effectively to prospective individual and business clients
- Conduct preliminary credit assessments and ensure accurate, thorough documentation of all loan applications
- Monitor loan disbursements and proactively follow up on repayments to maintain a healthy portfolio
- Maintain meticulous and accurate records of all client interactions, applications, and financial transactions
- Ensure strict compliance with PalmPay credit policies, procedures, and regulatory standards
- Consistently meet and exceed assigned monthly and quarterly sales targets
- Build, nurture, and maintain strong, lasting relationships with clients to encourage repeat business and brand loyalty
- Minimum of an OND, HND, or B.Sc in any relevant academic discipline
- Proven professional experience in sales, preferably within the banking, fintech, or microfinance sector
- Strong, persuasive communication, interpersonal, and negotiation skills
- Highly target-driven with a passion for field sales and a competitive, result-oriented mindset
- Demonstrated ability to work independently with minimal supervision as well as collaboratively within a team
- In-depth knowledge of the local Abia market, regional business environment, and consumer behavior
- Basic understanding of credit analysis and risk management principles
- Competitive base salary with attractive, performance-based commission structures and bonuses
- Comprehensive health insurance coverage and other employee wellness benefits
- Dynamic, innovative, and inclusive work culture with opportunities for rapid career advancement
- Continuous professional development, sales training, and mentorship programs