About the Role
Venus Finance is a fast-growing financial institution committed to bridging financial gaps across Africa through accessible loans and profitable investment solutions. We are currently seeking a dynamic and results-driven Loan Officer to join our team in Nigeria. In this role, you will be instrumental in driving our mission by sourcing new borrowers, evaluating credit risk, and managing the end-to-end lending process while ensuring a healthy loan portfolio.
Key Responsibilities- Review loan applications, conduct thorough credit analysis, and assess customers' creditworthiness before making recommendations.
- Manage the complete lending lifecycle from customer acquisition and onboarding through application, assessment, approval, and disbursement.
- Perform rigorous customer due diligence and verify financial records and supporting documentation.
- Build and nurture strong client relationships to drive customer retention and expand the loan portfolio.
- Monitor active loan portfolios, follow up on repayment schedules, and proactively manage collections for overdue accounts.
- Ensure full compliance with internal lending policies, credit standards, and regulatory requirements.
- Prepare comprehensive reports detailing loan applications, disbursements, repayments, and overall portfolio performance.
- Meet and exceed aggressive business development, loan acquisition, and portfolio quality targets.
- Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related discipline.
- 2 to 3 years of proven experience in lending, credit analysis, banking, microfinance, or financial services.
- Demonstrated expertise in consumer and/or SME lending with a strong grasp of credit assessment and risk management.
- Exceptional analytical, negotiation, communication, and customer relationship management skills.
- High level of integrity, results-oriented mindset, and the ability to work independently to meet targets.
- Proficiency in Microsoft Office suite and modern financial management tools.
- Competitive salary with performance-based incentives.
- Accelerated career growth opportunities within a visionary financial institution.
- A collaborative, inclusive, and dynamic work environment.
- The chance to make a real, measurable impact on financial inclusion in Africa.