About the Role
We are seeking a strategic and experienced Head, Credit Risk Management to join our growing financial institution in Nigeria. In this critical leadership role, you will spearhead the development and execution of comprehensive risk management strategies, safeguarding the bank's assets while enabling sustainable business expansion across dynamic market conditions.
Key Responsibilities- Develop, implement, and periodically review the bank's overall risk management strategy, credit policies, and governance frameworks.
- Identify, assess, monitor, and mitigate credit, operational, liquidity, market, and strategic risks across all business units.
- Establish appropriate risk limits, monitoring tools, early-warning indicators, and robust stress-testing methodologies.
- Provide regular, insightful risk profiling reports and recommendations to the Executive Management and the Board.
- Ensure strict adherence to regulatory requirements set by financial authorities and internal compliance policies.
- Review and rigorously evaluate significant credit proposals and strategic business decisions from an independent risk perspective.
- Collaborate closely with Credit, Audit, Finance, and Operations departments to reinforce a resilient control environment.
- Lead, mentor, and elevate the performance of the Risk Management team while fostering an enterprise-wide risk culture.
- Bachelor's degree in Risk Management, Finance, Accounting, Economics, Banking, or a related discipline; a Master's degree is an advantage.
- Recognized professional certifications such as FRM, CFA, ACA, ACCA, or equivalent qualifications are highly desirable.
- Minimum of 7 to 10 years of progressive experience in risk management, with a strong focus on credit risk within a regulated Nigerian financial institution.
- Demonstrated expertise in enterprise risk management, regulatory compliance, stress testing, and internal controls.
- Exceptional leadership, analytical, decision-making, and stakeholder-management competencies with uncompromising integrity.
- Competitive and attractive remuneration package aligned with industry standards.
- Significant leadership and career growth opportunities within a forward-thinking institution.
- A collaborative, performance-driven work environment that rewards excellence and innovation.