About the Role
Unified Payment Services Limited (UP), Nigeria’s premier Payments and Financial Technology company, is looking for a dedicated and analytical Fraud Monitoring Officer to join our dynamic risk management team. In this role, you will play a critical part in safeguarding our financial ecosystem by analyzing complex account activities, utilizing advanced fraud detection tools, and ensuring full compliance with Central Bank of Nigeria (CBN) regulations. If you possess a sharp eye for detail and a passion for financial security, we invite you to build a rewarding career with us in Lagos.
Key Responsibilities- Develop and implement robust fraud risk processes, policies, tools, and standards in alignment with CBN regulatory guidelines.
- Conduct daily transaction reviews, monitoring, and trend analysis investigations to detect internal and external fraud.
- Perform comprehensive merchant transaction monitoring, maintaining watchlists and generating regular hospitality merchant reports.
- Investigate fraud incidents reported by schemes, banks, and e-payment stakeholders in an objective, thorough, and timely manner.
- Produce periodic reports on blocked users, newly onboarded merchants, fraudulent transactions, and transaction statuses.
- Collaborate closely with internal departments and maintain strategic relationships with law enforcement agencies.
- Design and deliver organization-wide fraud awareness training programs for all staff members.
- Minimum of 5 years of post-NYSC experience in fraud investigations within the financial services or fintech sector.
- University Degree or HND in Finance, Economics, Computer Science, Social Sciences, Engineering, Business Administration, Information Technology, or a related field.
- Relevant professional certifications in Fraud Examination, Investigation, or Compliance will be a strong added advantage.
- Proficiency in Microsoft Office packages, data tools, or statistical software.
- Exceptional analytical, communication, reporting, and interpersonal skills with meticulous attention to detail.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance and wellness coverage.
- Opportunities for professional development and career advancement in fintech.
- A collaborative, innovative, and growth-oriented work environment.