About the Role
Moniepoint Inc., Africa's leading financial technology company digitizing the real economy, is looking for a dynamic and results-driven Field Credit Officer to join our team in the North West region. In this role, you will play a pivotal part in onboarding viable businesses, managing credit products, and ensuring sustainable portfolio growth by maintaining healthy repayment rates.
Key Responsibilities- Identify, onboard, and engage businesses within assigned geographical areas to open and actively use Moniepoint accounts.
- Review, analyze, and approve or decline loan requests using innovative credit tools and assessing the 5Cs of credit (capacity, character, and capital).
- Conduct physical visitations to potential and active borrowers' business locations for comprehensive financial and inventory evaluation.
- Monitor active loan portfolios to guarantee continued account usage, minimize default rates, and meet gross loan portfolio and profitability targets.
- Provide strategic recommendations to management regarding loan disbursements and risk mitigation based on economic factors.
- Minimum of an OND in any business-related discipline.
- At least 2 years of proven sales experience in credit products within the financial services industry.
- Strong knowledge of credit risk analysis and financial evaluation.
- Must reside in designated locations across Jigawa, Kaduna, Kano, Katsina, Sokoto, Plateau, or Zamfara (please indicate preferred location on CV).
- Exceptional attention to detail, analytical abilities, communication skills, and resilience.
- Competitive compensation package and comprehensive employee benefits.
- Unmatched career growth opportunities in Africa's fastest-growing fintech ecosystem.
- Direct impact on empowering local businesses and transforming the financial landscape across the region.