About the Role
Baobabplus is seeking a dynamic and results-driven Experienced Relationship Manager specializing in Deposit Mobilization to join our growing team in Nigeria. As a dedicated social business, we are committed to expanding energy and digital access across Africa by making innovative products accessible to local populations. Backed by the renowned Baobab Group, we empower communities through financial inclusion. If you have a passion for SME banking, deposit acquisition, and credit analysis, we invite you to build a rewarding career with us.
Key Responsibilities- Prospect and acquire new SME clients, driving deposit mobilization, liability balances, and long-term customer retention.
- Analyze and interpret financial statements to evaluate borrower viability, repayment capacity, and creditworthiness.
- Conduct thorough loan appraisals, collect detailed personal, business, and guarantee information, and manage loan documentation from approval to disbursement.
- Cross-sell electronic banking products to enhance client transaction ease and drive portfolio growth.
- Participate actively in market storms, industry events, and door-to-door marketing campaigns to expand our customer base.
- Maintain regular contact with clients, ensuring exceptional relationship management and high service standards.
- Provide accurate daily and weekly sales reports while actively participating in performance review meetings.
- Ensure strict compliance with all internal policies, regulatory guidelines, and operational procedures.
- Bachelor's Degree in Banking and Finance, Accounting, Economics, or a related field.
- Minimum of 2 to 3 years of proven work experience in the credit or SME department of a reputable Microfinance Bank.
- Strong proficiency in financial statement analysis, credit appraisal, and risk assessment.
- Exceptional negotiation, communication, and interpersonal relationship-building skills.
- Proficiency in advanced computer applications, including MS Word, Excel, and PowerPoint.
- Strong organizational, time-management, and problem-solving abilities with high attention to detail.
- Competitive salary package with performance-based incentives.
- Comprehensive health insurance and wellness benefits.
- Opportunities for professional development and career advancement within a global group.
- A collaborative, impactful, and inclusive work environment dedicated to social good.