About the Role
Baobabplus is a leading social business committed to expanding energy and digital access across Africa, making innovative products accessible to local populations. As part of the esteemed Baobab Group, a digital finance leader specializing in financial inclusion, we are seeking a dynamic and driven Experienced Loan Officer to join our growing team in Nigeria. If you are passionate about community impact, sales, and financial analysis, this is the ideal opportunity to advance your career with a purpose-driven organization.
Key Responsibilities- Promote and market Baobab's innovative products to prospective clients in the field.
- Conduct thorough visits and evaluations of potential client businesses and personal residences.
- Visit co-debtors and guarantors at their homes and business premises to verify information.
- Analyze quantitative and qualitative financial data of client businesses and households.
- Prepare comprehensive loan documents and present loan files effectively to the credit committee.
- Enter and manage loan files accurately within the Management Information System (MIS).
- Conduct regular monitoring visits to client businesses and households to ensure portfolio health.
- Follow up proactively on loan repayments and manage loan recovery from active and write-off clients.
- Assess the social and economic impact of loans prior to client renewals.
- Drive deposit mobilization efforts and perform other related tasks as directed by your supervisor.
- Minimum of a B.Sc or HND in a relevant discipline with completed NYSC.
- Previous work experience or training in sales, preferably within a Microfinance Bank or commercial bank.
- Basic knowledge of accounting, finance, and mathematics.
- Fluent in English with exceptional written and verbal communication skills.
- Detail-oriented, target-driven, articulate, and well-spoken professional.
- Demonstrates a high level of integrity, dynamism, and motivation for outdoor fieldwork.
- Very attractive and competitive compensation package.
- Opportunity to work with a reputable, mission-driven social business.
- Comprehensive professional development and career growth prospects in financial inclusion.