About the Role
Entourage Integrated Trust Limited is a reputable investment company specializing in lending, leasing, venture capital, and microfinance services. We are currently looking for a dynamic and results-driven Credit Officer to join our team in Port Harcourt, Rivers State, covering key areas including Eleme, Nchia, Onne, Alode, Ebubu, and Ogale. In this role, you will play a crucial part in facilitating lending solutions for our clients by accurately assessing creditworthiness, managing loan applications, and ensuring smooth collection processes. Ultimately, you will help our clients secure timely financial support while safeguarding our portfolio against financial risk.
Key Responsibilities- Review loan requests and evaluate clients’ financial status and creditworthiness.
- Contact clients to gather necessary financial data, documentation, and set up manageable payment plans.
- Analyze associated risks and make informed decisions to approve or reject loan applications.
- Maintain updated records of all loan applications and monitor the progress of existing loans.
- Follow up with clients regarding loan renewals and handle daily and weekly repayment collections.
- Proven work experience as a credit officer, loan officer, or in a similar financial role.
- Strong familiarity with lending procedures, financial products, and risk calculation ratios.
- Proficiency in creating and processing financial spreadsheets with strong analytical skills.
- Excellent communication, interpersonal, and customer service skills.
- Minimum qualification of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field.
- Competitive starting salary of NGN 112,000.
- Bi-annual profit sharing opportunities.
- Comprehensive HMO health coverage.
- Flexible working hours from 11 am to 6 pm.
- Regular yearly performance appraisals and performance-based salary reviews.