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Credit Officer, Owerri

Entourage Integrated Trust Limited | Imo, Nigeria

Full-Time Posted 1 day ago 18 views

About the Role

Entourage Integrated Trust Limited, a leading investment company specializing in lending, leasing, venture capital, and microfinance, is seeking a driven and results-oriented Credit Officer to join our dynamic team in Owerri, Imo State. In this role, you will play a crucial part in facilitating timely loan acquisitions for our clients while carefully evaluating financial data and mitigating risks. We have openings covering multiple strategic locations across Owerri, including World Bank Market, Site and Services, Port Harcourt Road, Douglas, Warehouse, Wetheral Road, and Bank Layout. If you possess a strong eye for financial detail, exceptional customer service skills, and a desire to grow in the financial sector, we invite you to apply.

Key Responsibilities
  • Review and process incoming loan requests efficiently.
  • Assess clients’ financial status, evaluate creditworthiness, and calculate risk ratios.
  • Contact clients to gather required financial data, documentation, and verify information.
  • Analyze risks to approve or reject loan requests within company guidelines.
  • Set up structured payment plans and maintain updated records of all loan applications.
  • Follow up with clients regarding loan renewals and monitor the progress of existing loans.
  • Handle daily and weekly repayment collections to ensure portfolio health.
Qualifications
  • Proven work experience as a Credit Officer, Loan Officer, or in a similar financial role.
  • Comprehensive understanding of lending procedures, financial products, and risk analysis.
  • Proficiency in creating and processing financial spreadsheets and reports.
  • Strong analytical, communication, and interpersonal skills.
  • Demonstrated customer service experience.
  • Minimum qualification of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field.
Benefits
  • Starting salary of NGN 112,000 monthly.
  • Attractive monthly performance incentives.
  • Comprehensive HMO health coverage and Pension scheme.
  • Bi-annual profit sharing and yearly performance appraisals.
  • Regular salary reviews based on individual performance.
  • Flexible working hours from 11:00 AM to 6:00 PM.

Method of Application: Interested and qualified candidates should forward their CV to career@entourageloans.com or career.entourageint@gmail.com using the position and specific location as the subject of the email, for example, CREDIT OFFICER/WORLD BANK MARKET.

Skills

Credit Assessment Risk Analysis Financial Analysis Loan Processing Customer Service Repayment Collection Spreadsheet Management
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