About the Role
Entourage Integrated Trust Limited is a reputable investment company specializing in lending, leasing, venture capital, and microfinance services. We are currently looking for a results-driven Credit Officer to join our dynamic team in Ile-Ife, Osun State, specifically operating around Oja Tuntun. In this role, you will play a vital part in facilitating timely loan acquisitions for our clients while carefully evaluating financial risks and ensuring compliance with our lending policies.
Key Responsibilities- Review and process incoming loan requests efficiently
- Assess clients’ financial status, evaluate creditworthiness, and calculate risk ratios
- Contact clients to gather required financial data and supporting documentation
- Analyze potential risks to approve or reject loan applications
- Set up structured payment plans and maintain updated records of all loan applications
- Follow up with clients regarding loan renewals and monitor the progress of existing loans
- Handle daily and weekly repayment collections
- Proven work experience as a credit officer, loan officer, or in a similar financial role
- Solid understanding of lending procedures, financial products, and risk management
- Proficiency in creating and processing financial spreadsheets
- Strong analytical, mathematical, and problem-solving skills
- Excellent communication, negotiation, and interpersonal abilities
- Demonstrated customer service experience
- Minimum of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field
- Starting Salary: 112,000 NGN monthly
- Bi-annual profit sharing opportunities
- Health Maintenance Organization (HMO) coverage
- Flexible working hours from 11 am to 6 pm
- Annual performance appraisal and performance-based salary reviews