About the Role
Entourage Integrated Trust Limited is a dynamic investment company specializing in lending, leasing, venture capital, and microfinance services. We are recruiting a detail-oriented Credit Officer to join our Lagos operations, serving communities including Navy Town, Satellite Town, Agboju, Oko Afor, Badagry, Okoko, Mosafejo, and Ilogbo Tope. In this role, you will facilitate timely loan disbursement while maintaining rigorous credit standards and ensuring all regulatory requirements are met.
Key Responsibilities- Review and assess loan applications and requests
- Evaluate clients' financial status and creditworthiness
- Analyse financial data and calculate risk ratios
- Contact clients to gather necessary financial documentation
- Approve or reject loan requests based on risk assessment
- Establish and manage client payment plans
- Maintain comprehensive and updated loan application records
- Monitor loan progress and conduct client follow-ups
- Coordinate daily and weekly repayment collections
- Proven experience as a Credit Officer, Loan Officer, or similar role
- Strong knowledge of lending procedures and financial products
- Proficiency in financial spreadsheet preparation and analysis
- Excellent analytical and problem-solving abilities
- Outstanding communication and interpersonal skills
- Customer service experience and client-focused approach
- NCE, OND, HND, or BSc in Banking and Finance, Economics, or related discipline
- Competitive starting salary of ₦112,000
- Bi-annual profit sharing programme
- Comprehensive HMO coverage
- Flexible working hours (11am – 6pm)
- Annual performance appraisal
- Performance-based salary reviews