About the Role
Polaris Bank Limited, a leading Systemically Important Bank in Nigeria, is looking for a dynamic and driven Commercial Banking Officer to join our team in Lagos. In this pivotal role, you will seamlessly blend financial acumen with exceptional client relationship management to ignite business growth. If you excel at leveraging commercial insights and risk intelligence, you will thrive in developing bespoke financial solutions while upholding portfolio integrity and regulatory standards.
Key Responsibilities- Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver customized banking solutions.
- Transform transactional interactions into trusted advisory relationships, consistently generating long-term value for our clients.
- Perform in-depth financial analysis and viability assessments, demonstrating precision in interpreting financial statements and cash flow projections.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters.
- Proactively identify and convert new business opportunities, leveraging your robust network to expand the bank's commercial footprint.
- Monitor portfolio performance with a vigilant eye for early risk indicators and implement proactive mitigation strategies.
- Maintain unwavering adherence to banking regulations, compliance requirements, and industry best practices.
- Bachelor's degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a strong plus).
- Minimum of 7 years of progressive experience in commercial banking or corporate lending within the Nigerian financial sector.
- A proven track record in credit analysis, portfolio management, and successful business development.
- Strong command of commercial banking products and the local regulatory landscape.
- Exceptional communication, negotiation, and stakeholder management skills.
- An exciting opportunity to work with a diverse portfolio of businesses and make a tangible impact on the economy.
- Competitive compensation package complemented by attractive performance-based incentives.
- Significant professional growth opportunities within a dynamic and innovative banking environment.
- A supportive workplace culture that champions strategic thinking and professional excellence.