About the Role
Polaris Bank Limited is one of Nigeria's leading financial institutions, committed to delivering innovative banking solutions and superior customer experiences. We are currently seeking a dynamic and results-driven Commercial Banking Officer to join our team in Bauchi. In this pivotal role, you will leverage your commercial acumen and risk intelligence to build strategic partnerships, drive business growth, and deliver bespoke financial solutions while maintaining robust portfolio integrity.
Key Responsibilities- Cultivate and manage strategic partnerships with commercial clients, delivering customized banking solutions tailored to complex business needs.
- Transform transactional interactions into trusted advisory relationships, generating long-term value for clients.
- Perform in-depth financial analysis and viability assessments, interpreting financial statements and cash flow projections with precision.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters.
- Proactively identify and convert new business opportunities to significantly expand the bank's commercial footprint in the region.
- Monitor portfolio performance with vigilance, implementing proactive mitigation strategies for early risk indicators.
- Maintain unwavering adherence to banking regulations, compliance requirements, and industry best practices.
- Collaborate seamlessly with internal cross-functional teams to deliver an unparalleled client experience.
- Bachelor's degree in Finance, Accounting, Economics, or a related discipline; an advanced degree or professional certification is an added advantage.
- Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- Proven track record in credit analysis, portfolio management, and successful business development.
- Strong command of commercial banking products and the Nigerian regulatory landscape.
- Exceptional communication, negotiation, and presentation skills.
- Competitive compensation package with attractive performance incentives.
- Significant professional growth opportunities within a dynamic and innovative banking environment.
- Opportunity to work with a diverse portfolio of businesses and make a tangible economic impact.
- A supportive workplace culture that champions strategic thinking and professional excellence.