CDD Operations Analyst

LemFi (Formerly Lemonade Finance) | Nigeria, Nigeria

Full-Time Posted today 1 view

About the Role

LemFi is building the financial engine for people the world wasn't built to serve, processing remittances, multi-currency accounts, credit, savings, and eSIMs across more than 21 countries. Our Compliance Operations team is the reason our customers can trust every transaction they send. As a CDD Operations Analyst, you will play a critical role in protecting LemFi and its clients from financial crime while enabling safe and seamless access to our innovative financial products.

Key Responsibilities
  • Assess transaction monitoring, customer verification, and sanctions screening alerts to make accurate, timely decisions.
  • Perform enhanced due diligence on higher-risk customers and provide clear, well-reasoned recommendations to compliance leadership.
  • Conduct first-level reviews of customers or transactions displaying red flags and escalate suspicious activity when required.
  • Fulfill due diligence and RFI requests from payment and banking partners in line with agreed SLAs.
  • Respond to compliance-related customer tickets with clarity, professionalism, and empathy.
  • Collaborate cross-functionally and continuously build knowledge of emerging AML typologies, risks, and criminal trends.

Qualifications
  • 1 to 3 years of AML and/or CDD compliance experience within a fintech, financial institution, or advisory/audit company.
  • Hands-on experience with KYC reviews, ID verification, enhanced due diligence, sanctions, and transaction monitoring alerts.
  • Demonstrated ability to independently assess customer risk and make defensible decisions.
  • Strong written and verbal communication skills in English.
  • Proficiency in Microsoft Office or Google Workspace for case management and reporting.
  • Excellent organizational skills with strong attention to detail.

Benefits
  • Competitive salary and remote working flexibility across global time zones.
  • Opportunity to work with a fast-growing, mission-driven fintech team impacting millions of lives.
  • Continuous learning and professional development opportunities in financial crime compliance.

Skills

AML CDD KYC Transaction Monitoring Risk Assessment Sanctions Screening Compliance
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