SME Marketer

Moneyfield Microfinance Bank Limited | Lagos, Nigeria

Full-Time Posted 1 day ago 0 views

About the Role

Moneyfield Microfinance Bank Limited, a leading CBN-licensed MFB and subsidiary of Capitalfield Investment Group Limited, is looking for a results-driven SME Marketer to expand our market share and support micro-enterprise development across Nigeria.

Key Responsibilities
  • Drive business growth by identifying, prospecting, and acquiring new Small and Medium Enterprise (SME) customers within assigned territories.
  • Mobilize low-cost deposits and achieve CASA growth targets through effective liability generation strategies.
  • Source and originate quality credit facilities, conducting thorough preliminary assessments and preparing accurate credit applications.
  • Manage assigned customer portfolios, maintaining Portfolio at Risk (PAR) and Non-Performing Loans (NPL) within approved thresholds.
  • Conduct regular customer visits, post-disbursement monitoring, and proactive collections to ensure high portfolio quality.
  • Cross-sell digital banking channels, electronic payment solutions, and other financial products to deepen client relationships.
  • Ensure strict compliance with the bank's credit policies, AML/CFT requirements, KYC standards, and regulatory guidelines.
  • Prepare and submit accurate weekly and monthly business activity reports while providing vital market intelligence.
Qualifications
  • Bachelor's Degree in Banking and Finance, Accounting, Economics, Business Administration, Marketing, or a related discipline.
  • Minimum of 5 years of proven experience in SME banking, business development, relationship management, or risk asset creation.
  • Strong expertise in credit appraisal, deposit mobilization, portfolio management, and debt recovery.
  • Exceptional negotiation, commercial acumen, communication, and problem-solving skills.
  • Demonstrated ability to meet targets, work under pressure, and maintain high standards of integrity.
Benefits
  • Competitive salary and performance-based incentives.
  • Comprehensive health insurance and medical benefits.
  • Opportunities for professional development and career advancement within a leading financial institution.
  • A collaborative and growth-oriented work environment.

Skills

Business Development SME Banking Liability Generation Risk Asset Generation Credit Appraisal Relationship Management Portfolio Management Collections & Recoveries Cross-Selling Market Intelligence
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