Loan Officer

About the Role

Bosak Microfinance Bank Limited, incorporated in December 2009, is dedicated to providing accessible financial services to micro-entrepreneurs and individuals excluded from the mainstream financial system. We are currently looking for a dynamic and results-driven Loan Officer to join our growing team and help empower our valued customers through tailored financial solutions.

• Conduct field marketing and acquire prospective customers within assigned territories.
• Market and promote the Bank's loan and financial products effectively.
• Onboard new customers and build strong, lasting customer relationships.
• Conduct pre-loan training and customer orientation sessions.
• Assist customers with account opening and loan application documentation.
• Ensure accurate completion and prompt submission of all loan paperwork.
• Monitor customer loan accounts and ensure timely weekly repayments.
• Follow up on overdue and defaulting customers to support loan recovery.
• Deliver customers' passbooks and ID cards as required.
• Provide appropriate financial advisory support to clients.
• Maintain accurate customer and loan records.
• Achieve assigned loan disbursement and portfolio growth targets.
• Ensure strict compliance with the Bank's policies and operational requirements.

• Minimum of an OND, HND, or Bachelor's degree from a recognized institution.
• Good communication, negotiation, and interpersonal skills.
• Strong customer service and relationship management capabilities.
• Ability to work independently and engage customers actively in the field.
• Target-driven and results-oriented mindset.
• Willingness to thrive in a field-based working environment.
• Candidates residing in or near Yaba, Shomolu, Bariga, Okokomaiko, Igbolerin, Oko-Afo, Alagbole, Lambe, Ojota, or Ketu are strongly encouraged to apply.

• Competitive salary with performance-based incentives.
• Opportunity for career growth within the microfinance sector.
• Deployment to a branch within reasonable proximity to your residence.
• Comprehensive training and professional development programs.

Skills