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Head, Deposit Liabilities

Fina Trust Microfinance Bank | Lagos, Nigeria

Full-time Posted today 6 views

About the Role

Fina Trust Microfinance Bank seeks an exceptional banking professional to join our leadership team as Head, Deposit Liabilities. This is a strategic opportunity to drive deposit portfolio growth, strengthen our funding base, and lead a high-performing mobilization team in Nigeria's fastest-growing microfinance institution.

Key Responsibilities
  • Develop and execute comprehensive deposit growth strategies to expand savings, current, and term deposit portfolios
  • Build and maintain strong relationships with high-value individuals, SMEs, corporates, and institutional customers
  • Drive sustainable CASA (Current Account Saving Account) acquisition and deepen customer engagement
  • Lead, mentor, and inspire deposit mobilization teams to consistently exceed performance targets
  • Identify market opportunities and develop innovative deposit campaigns to maintain competitive advantage
  • Leverage market intelligence and portfolio analytics to optimize deposit performance and improve retention
  • Balance deposit growth with pricing strategies, cost of funds management, and portfolio quality
  • Ensure all deposit activities comply with CBN regulations, KYC/AML requirements, and internal policies

Qualifications
  • Bachelor's Degree in Finance, Economics, Accounting, Business Administration or related field
  • 8–10 years of relevant experience in banking, microfinance, or financial services
  • 3–5 years in managerial/senior leadership role within deposit mobilization or liabilities management
  • Proven track record of significant deposit portfolio growth and target delivery
  • Professional qualifications (CIBN, ICAN, ACCA, CFA, or MBA) preferred
  • Deep understanding of Nigerian banking and microfinance market dynamics
  • Strong leadership ability with demonstrated success building high-performing teams
  • Commercial acumen balanced with sound risk and compliance discipline

Benefits

Join a dynamic financial institution recognized as an employer of choice with a commitment to professional development. Make measurable commercial impact while building customer franchises and contributing to Nigeria's financial inclusion mission through world-class technology and customer-centric solutions.

Skills

Deposit mobilization Liabilities management Team leadership Relationship management Business development Portfolio management Strategic planning Risk management Regulatory compliance Data analytics Customer acquisition CASA growth Market analysis
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