About the Role
Unified Payment Services Limited (UP®), Nigeria's premier Payments and Financial Technology company, is looking for a dedicated and analytical Fraud Monitoring Officer to join our dynamic team in Lagos. In this role, you will safeguard our financial ecosystem by utilizing advanced fraud tools to analyze account activities, detect vulnerabilities, and investigate suspicious internal and external transactions in alignment with CBN regulatory standards.
Key Responsibilities- Develop and implement robust fraud risk processes, tools, policies, and procedures in compliance with regulatory mandates.
- Conduct daily transaction reviews, ongoing monitoring, and comprehensive trend analysis investigations.
- Provide periodic and monthly reports on blocked users, newly onboarded merchants, fraudulent activities, and transaction statuses.
- Investigate fraud incidents reported by payment schemes, partner banks, and external e-payment stakeholders objectively and timely.
- Collaborate closely with cross-functional departments to resolve fraudulent incidents and mitigate corporate exposure.
- Maintain effective liaison relationships with law enforcement agencies and represent the company in court hearings when necessary.
- Design and deliver comprehensive fraud awareness training programs for all organizational staff.
- University Degree or HND in Finance, Economics, Computer Science, Social Sciences, Engineering, Business Administration, Information Technology, or related fields.
- Minimum of 5 years of post-NYSC professional experience in fraud investigations and electronic monitoring within the financial technology or banking sector.
- Relevant professional certifications in Fraud, Investigation, or Compliance will be a strong added advantage.
- Proficiency in data tools, statistical packages, and Microsoft Office suites.
- Exceptional analytical, reporting, and communication skills with meticulous attention to detail.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance coverage for employees and dependents.
- Opportunities for professional development and career advancement in fintech.
- A collaborative, innovative, and dynamic work environment.