About the Role
Entourage Integrated Trust Limited is a dynamic investment company specializing in lending, leasing, venture capital, and microfinance services. We are currently seeking a results-driven and analytical Credit Officer to facilitate seamless lending solutions for our clients in Lagos Island and its environs, including Obalande, CMS, Apongbon, Idumagbo, Balogun, Sura, Oyingbo, Yaba, Bariga, Gbagada, and surrounding locations. In this role, you will evaluate financial data, assess creditworthiness, and guide clients through the loan acquisition process while ensuring compliance with company policies.
Key Responsibilities- Review and process incoming loan requests efficiently.
- Assess clients' financial status, evaluate creditworthiness, and calculate risk ratios.
- Contact clients to gather required financial documentation and data.
- Analyze financial risks and approve or reject loan applications.
- Establish clear payment plans and maintain updated records of all loan applications.
- Execute daily and weekly repayment collection activities.
- Monitor the progress of existing loans and follow up with clients regarding loan renewals.
- Minimum of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field.
- Proven work experience as a credit officer, loan officer, or in a similar financial role.
- Comprehensive understanding of lending procedures and financial products.
- Proficiency in creating and processing financial spreadsheets.
- Strong analytical and problem-solving skills.
- Exceptional customer service, communication, and interpersonal skills.
- Starting salary of NGN 174,000 monthly.
- Attractive monthly incentives and transportation allowance.
- Comprehensive health insurance (HMO) and pension benefits.
- Bi-annual profit-sharing opportunities.
- Flexible working hours from 11:00 AM to 6:00 PM.
- Annual performance appraisals and performance-based salary reviews.