About the Role
Entourage Integrated Trust Limited is a reputable investment company specializing in lending, leasing, venture capital, and microfinance solutions. We are currently seeking a dedicated and analytical Credit Officer to join our dynamic team in Kabba, Kogi State. In this role, you will play a crucial part in facilitating timely loan approvals while carefully managing financial risks and ensuring adherence to our lending policies.
Key Responsibilities- Review and evaluate loan applications and requests thoroughly
- Assess clients' financial status, creditworthiness, and associated risks
- Contact clients to gather necessary financial data and documentation
- Analyze risks and make informed decisions to approve or reject loan requests
- Establish manageable payment plans and maintain updated loan application records
- Follow up with clients regarding loan renewals and monitor the progress of existing loans
- Handle daily and weekly repayment collections effectively
- Proven work experience as a credit officer, loan officer, or in a similar financial role
- Solid understanding of lending procedures, products, and financial evaluation
- Proficiency in creating and processing financial spreadsheets
- Strong analytical, mathematical, and problem-solving skills
- Excellent communication, negotiation, and interpersonal abilities
- Demonstrated customer service experience
- Minimum qualification of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field
- Starting Salary: NGN 112,000 monthly
- Attractive monthly performance-based incentives
- Pension scheme and comprehensive HMO coverage
- Bi-annual profit-sharing opportunities
- Flexible working hours from 11:00 AM to 6:00 PM
- Annual career appraisals and performance-based salary reviews